Buying Baby Furniture On A Frugal Budget


By Sally Jean Myers

Young Parents are naturally excited about their first born, and they are usually eager to fix up the Baby’s Room or Baby Nursery, and tend to over spend on Baby Furniture. When you are young and inexperienced you tend not to think of how expensive Baby Furniture can be. As a Mom of six kids I know how exciting a newborn baby can be, however you need to be Frugal as Young Parents if you are on a budget.

As Young Parents, you should make a list of the Baby Furniture that you MUST have and a separate list of Baby Items you would simply like to have. It is the MUST Have items you need to consider first when it comes to buying Baby Furniture! First and foremost, you will need a Baby Crib, Baby Dresser, and perhaps a Diaper Changing Table.

As far as a Diaper Changing Table goes perhaps you can find a nice used Baby Changing Table that has been well taken care of. Maybe you will decide to do like most experienced Parents, and change your baby’s diapers on your bed instead of using a Diaper Changing Table.

I hope I have gotten your attention and maybe you are starting to think more about prioritizing your Shopping List for the Baby Furniture you will actually need and use. Please, do not let the Sales People talk you into financing expensive Baby Furniture that could possibly cause financial difficulties down the road. Be Frugal and save money where you can on your Baby Furniture needs.

From my experience as a Mom I will make a few suggestions of what I think you really need as far as Baby Furniture goes.

I will agree on a Baby Crib; however I suggest you buy a used Baby Crib because you will only use it for a few short months. It would be better if you spend less on a Baby Crib and use the money you saved to buy a well made Baby Bed later on, which will be used for a much longer period of time. Baby Beds can be very expensive however you can afford a higher quality bed if you shop around, or choose to buy a lightly used Baby Bed that suits your Baby Nursery Decor.

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You will want to spend money on a Baby Dresser to hold all of the neat Baby Clothes and other Baby Items. If you bought the Baby Bed used maybe you will have saved enough money to buy a Baby Dresser that closely matches your Baby Bed. If you start shopping early you may find a used matching Baby Bed and Dresser Set. Shop wisely and save money while decorating your Baby Nursery.

I am going to suggest that you invest in a sturdy Rocking Chair, because all Babies love to be rocked and a Rocking Chair is almost mandatory. If at all possible either buy a rocker on sale or possibly a used rocker with little wear will do just fine. I personally like to buy used Name Brand Baby Furniture that just needs a little clean-up or possible a coat of paint to make it look new again. I guess that is why I am called The Frugal Mom!

A great way to save on Baby Furniture to go into your Baby Nursery, or Baby Room, is to shop the local discount stores, second hand furniture stores, newspaper classifieds, or you can possibly buy used Baby Furniture from Friends and Relatives.

You will want to check used Baby Furniture for scratches, dents, sharp edges, lead paint if it is older furniture (antique) that has been refinished, and also check for missing pieces and parts. You may also want to check on the internet to see if there has been a manufacturer’s recall on certain Baby Furniture Items you may be looking to buy used.

When it comes to buying Baby Furniture you need to use common sense and shop around. Remember to think thrifty; however you will also need to keep your Babies Safety in mind.

I would like to share with all Young Parents one of my all time favorite places on earth to shop for all of my Baby Items whether it be a Big Ticket Item such as Baby Furniture, or consumables such as Baby Diapers, or Baby Wipes.

What is my Big money saving secret?

I will tell you in just two words – Ebay Auctions!

I have been saving tons of money for a long time now by shopping Online through Ebay Auctions.

You can buy just about anything you can think of when it comes to your Baby Furniture and it is much less than buying it in the Mall or at a Furniture Stores. You can also save on Baby Strollers, Baby Beds, High Chairs, Baby Bedding, and many other Baby Items.

Most Ebay Sellers are very honest when representing their Used Baby Items as well as New Baby Items. Just remember to read all auctions thoroughly so there will be NO misunderstandings later.

Keep in mind that Babies can get quite expensive, and there will be many Baby Items other than Baby Furniture that you MUST Budget for. So be a Smart Shopper and you will save lots of money on all your Baby’s needs on Ebay.

About the Author: This Article was written by Sally Jean Myers, Mother of Six Children, Work at Home Mom, and the Owner of

Baby Store Bargains

Online. If you would like more information on Shopping for

Baby Furniture

as well as other Informative Baby related Articles please visit the Author’s Website

BabyStoreBargains.info

Source:

isnare.com

Permanent Link:

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Savings Rates Finding The Best High Interest Savings Account


By Roberta Martin

Attributable to several choices obtainable it could be a hard task to choose a good high interest savings account. But, geared up with some beneficial information this headache can be minimized to a great extent. When you find out accurately the things you would like from your high interest savings account it may make the decision far more easy. You could notice several points to give some thought to the moment you’re looking for a bank or credit union in order to put in your cash. The visible intent is to find the top revenue for this investment. As expected amongst the main component is the bank’s monthly interest.

In cases where you’re observing this rate of interest be certain that you as well consider the frequency by which they calculate compound interest. Many compute interest on the balance on a daily basis, while others calculate it only quarterly. Thoughts must also be given to the bank’s criteria. A large number of banks demand a minimum deposit to actually get a high interest account. A few as well take that a specific balance be preserved all through the duration of the account. These can both be considerable sums and can affect if you’d like an account with the particular company.

A different thing to compare before beginning a high interest savings account is how easy or challenging it is to access your cash as soon as it is in the account. The account might be a bit limited when it is simply a web-based account. Take care that you give consideration to an internet account with a bank which owns a branch around you. This would enable far more freedom in using the account. Make sure that you cautiously look over the terms of the account earlier than you start it. A lot of establishments have terms on the account, the amount that could be pulled out, how many times a withdrawal could occur and if you could or could not use a debit card connected with the account.

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There are typically fees connected with transactions besides. Be certain you know all the terms prior to making a final selection on the company you would like to use for the high interest savings account. Possibly the major concern is whether or not the bank is FDIC secured. In cases where it’s not assured by FDIC then it isn’t a safe place in which to make an investment of your cash. Taking all these into careful consideration should make sure that you will get the most beneficial high interest savings account available in the market.

Putting in your money into plans which lead you to take risks with your hard earned funds is not for all. The majority of us don’t have funds we can manage to lose although we’ll be in a position to put aside some amount every month and invest it into the savings account. If you are spending some time you might speedily analyze online to find banks and finance companies which may offer you a high interest savings account and in a little while you’ll be setting aside a bit of money on a monthly basis. Typically, you are able to have funds transferred directly from your usual bank account right into an account with a higher interest rate. Devote a part of your cash in one at once and you would indeed make money from eventually.

About the Author: Roberta is an expert in the field. For more information on

Savings Rates

, and

Savings Accounts

Please visit: http://www.ratesupermarket.ca

Source:

isnare.com

Permanent Link:

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